Challenge teens this fiscal quarter to save for Christmas shopping. Whoever saves the biggest percentage in Q4 wins.

I’m becoming one of those people. It’s not even Halloween and I’m already thinking about Christmas shopping. I used to be the person who lectured about how pre-marketing makes us spend more money, no matter how much we convince ourselves that planning ahead reduces stress and can save money because you have time to comparison shop. But now I’m sitting here telling myself that nothing is on sale right before Christmas, but it is now as every retailer in America tries to boost pre winter earning

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Challenge teens this fiscal quarter to save for Christmas shopping. Whoever saves the biggest percentage in Q4 wins.